|
PREMIUM
DIRECT ACCESS SAVINGS ACCOUNT FOR CHARITY ACCOUNTS
- internet access only account
INTEREST
RATES EFFECTIVE 12/08/05.
| Balance |
Interest
paid yearly |
Interest paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1 - £49,999 |
3.70 |
3.63 |
3.70 |
| £50,000
- £199,999 |
3.95 |
3.88 |
3.95 |
| £200,000
- £499,999 |
4.00 |
3.92 |
4.00 |
| £500,000
- £999,999 |
4.05 |
3.97 |
4.05 |
| £1,000,000
+ |
4.10 |
4.02 |
4.10 |
PREMIUM
10 DAY NOTICE ACCOUNT FOR CHARITY ACCOUNTS
- internet access only account
INTEREST
RATES EFFECTIVE 12/08/05.
| Balance |
Interest
paid yearly |
Interest
paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1 - £49,999 |
3.85 |
3.78 |
3.85 |
| £50,000
- £199,999 |
4.10 |
4.02 |
4.10 |
| £200,000
- £499,999 |
4.15 |
4.07 |
4.15 |
| £500,000
- £999,999 |
4.20 |
4.12 |
4.20 |
| £1,000,000
+ |
4.25 |
4.16 |
4.25 |
Please Note: the above interest rates only apply over the internet.
DIRECT
ACCESS SAVINGS ACCOUNT FOR CHARITY ACCOUNTS
INTEREST
RATES EFFECTIVE 12/08/05.
| Balance |
Interest
paid yearly |
Interest
paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1 - £49,999 |
3.40 |
3.34 |
3.40 |
| £50,000
- £199,999 |
3.50 |
3.44 |
3.50 |
| £200,000
- £499,999 |
3.55 |
3.49 |
3.55 |
| £500,000
- £999,999 |
3.60 |
3.54 |
3.60 |
| £1,000,000
+ |
3.65 |
3.59 |
3.65 |
10 DAY NOTICE ACCOUNT FOR CHARITY ACCOUNTS
INTEREST
RATES EFFECTIVE 12/08/05.
| Balance |
Interest
paid yearly |
Interest
paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1 - £49,999 |
3.55 |
3.49 |
3.55 |
| £50,000
- £199,999 |
3.65 |
3.59 |
3.65 |
| £200,000
- £499,999 |
3.70 |
3.63 |
3.70 |
| £500,000
- £999,999 |
3.75 |
3.68 |
3.75 |
| £1,000,000
+ |
3.80 |
3.73 |
3.80 |
60
DAY NOTICE ACCOUNT FOR CHARITY ACCOUNTS
INTEREST
RATES EFFECTIVE 12/08/05.
| Balance |
Interest
paid yearly |
Interest
paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1+ |
4.05 |
3.97 |
4.05 |
BUSINESS
FIXED RATE BOND FOR CHARITY ACCOUNTS
Limited
offer 12 and 18 month savings bonds giving you guaranteed fixed
rate returns:
18
MONTH FIXED RATE BOND - MATURE DATE 08/03/2007
INTEREST
RATES EFFECTIVE 08/09/05.
| Balance |
Interest
paid yearly |
Interest
paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1,000
- £1,000,000 |
4.75 |
4.64 |
4.75 |
12
MONTH FIXED RATE BOND - MATURE DATE 08/09/2006
INTEREST
RATES EFFECTIVE 08/09/05.
| Balance |
Interest
paid yearly |
Interest
paid monthly |
| |
Gross
% |
Gross
% |
AER
% |
| £1,000
- £1,000,000 |
4.70 |
4.60 |
4.70 |
|
Terms and
Conditions are available on request.
Rates correct as at 12 August 2005 and, except for Fixed Rate
Bonds, are subject to variation.
10 Day/60 Day Notice Accounts for business savers - we will charge
a penalty equal to 10 days’/60 days’ gross interest
on the amount withdrawn if you do not give us 10/60 clear days’
notice of withdrawal. An Excess Telephone Charge of £50 will
be charged if you make more than three withdrawals by telephone
in any year on a Premium Account. Withdrawals sent by electronic
transfer via your external account will normally take 3 working
days. In exceptional cases we may permit same day withdrawals (not
available for ISAs) but we will charge a fee for this, currently
£28. Minimum deposit £1, except for Bonds, for which
it is £1,000. For all accounts, you can choose whether interest
is to be paid monthly or yearly.
Gross - the rate of interest paid without the deduction of tax,
if applicable. Net - the rates quoted illustrate the gross rate
less tax at the current rate of 20%.
AER means Annual Equivalent Rate and illustrates what the interest
rate would be if interest was paid and compounded each year. For
Bonds, Standard Life Bank reserves the right to decline the Bond
application if funds are not received within 14 days of the initial
telephone call. No withdrawals will be allowed during the term of
the Bond, apart from interest which must be transferred out of the
Bond on payment. Account holders must be resident (and in the case
of a limited company, incorporated) in the UK at the time of opening
the account. Standard Life Bank Limited (registered in Scotland,
number SC173685), Standard Life House, 30 Lothian Road, Edinburgh
EH1 2DH, is authorised and regulated by the Financial Services Authority.
Interest may be paid gross on business accounts opened by registered
or recognised charities/occupational pension scheme trustees/limited
companies/clubs/societies.
Standard Life Bank Limited (registered in Scotland, number SC173685),
Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH, is authorised
and regulated by the Financial Services Authority.
Telephone calls may be monitored and recorded to help us improve
customer service.
For customers with hearing or speech difficulties - please call
our Textphone facility direct on 0845 601 2346.
BUSINESS
FIXED RATE BOND FOR CHARITY ACCOUNTS:
Terms and Conditions are available on request.
Rates correct as at 8 September 2005.
Standard Life Bank reserves the right to decline the Bond application
if funds are not received within 14 days of the initial telephone
call. Only one deposit permitted per Bond. No withdrawals will be
allowed during the term of the Bond, apart from interest which must
be transferred out of the Bond on payment.
Gross - the rate of interest paid without the deduction of tax,
if applicable. Net - the rates quoted illustrate the gross rate
less tax at the current rate of 20%.
AER means Annual Equivalent Rate and illustrates what the interest
rate would be if interest was paid and compounded each year.
Minimum deposit £1,000. You can choose whether interest is
to be paid monthly or yearly. For business bonds, account holders
must be resident (and in the case of a limited company, incorporated)
in the UK at the time of opening the account.
Standard Life Bank Limited (registered in Scotland, number SC173685),
Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH, is authorised
and regulated by the Financial Services Authority.
Telephone calls may be monitored and recorded to help us improve
customer service. For customers with hearing or speech difficulties
– please call our Textphone facility direct on 0845 601 2346.
|
The Account
